Disability 101
Nearly one in three Americans ages 35-65 will become disabled for more than 90 days. [1]
Kasier Commission

Two-thirds of disabiling injuries suffered by workers in 2004 were off-the-job, meaning they weren't covered by workers' compensation. [2]
AHIP

A fatal injury occurs every 5 minutes and a disabiling injury occurs every two seconds. [3]
AHIP

Nearly one in three Americans ages 35-65 will become disabled for more than 90 days. [1]
United States Senate Special Committee on Aging

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Additional Sources

Online references for more information on disability insurance and the employee benefits industry.
References:
1. Kasier Commission on Medicaid and the uninsured, July 2006, with data from CMS National Health Accounts, 2006. On the web at: http://www.kff.org/medicaid/upload/Medicaid-and-Long-Term-Care-Services-PDF.pdf.
2. AHIP, A Guide to Long-Term Care Insurance, 2004.
3. AHIP, A Guide to Long-Term Care Insurance, 2004.
4. "Medicaid in Crisis: Could Long Term Care Partnerships Be Part of the Solution?" Testimony by Senator Larry Craig, at United States Senate Special Committee on Aging, June 22, 2004. On the web at: http://aging.senate.gov/public/index.cfm?Fuseaction=Hearings.Detail&HearingID=49.

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